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Implied volatility & IV crush

Why options get expensive before events and collapse after.

10 min · Beginner

What you'll learn

  • Explain what implied volatility measures and why it changes option prices
  • Estimate the market's expected move from IV or from the at-the-money straddle
  • Recognize how IV crush can cause a loss even when the stock moves your way

Key takeaways

  • Implied volatility is the market's estimate of future movement, and it drives extrinsic value.
  • A rough expected move is stock price x IV x the square root of (days / 365).
  • The at-the-money straddle price is a quick estimate of the move priced in for an event.
  • After earnings, IV usually collapses, which can cause a loss even when the stock moves your way.
  • Long options through events pay only if the move beats what was already priced in.

Glossary

  • Implied volatility (IV) — The market's annualized estimate of future price movement, derived from option prices.
  • IV crush — A sharp drop in implied volatility after a known event, which shrinks extrinsic value.
  • Straddle — An at-the-money call and put with the same strike and expiration; its price estimates the expected move.
  • IV rank — A reading that compares current IV with its range over the past year.

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