Beginner questions

What are penny stocks and why are they risky?

Penny stocks are low-priced shares of small companies, usually under $5. They are risky because they often have small floats, frequent share dilution, wide bid-ask spreads and trading halts, so prices can move very fast in either direction.

A low share price is not the risk by itself. The risk comes from the structure around it.

Low float: when only a few million shares trade freely, a burst of buying or selling can move the price 20–100% in minutes. That speed works against you as easily as for you.

Dilution: many small companies raise money by issuing new shares through offerings or ATM programs. New supply often knocks the price down, sometimes right after a big run.

Spreads and slippage: the gap between the bid and ask can be several percent, so you can start a trade already down and get filled worse than expected on a stop.

Halts: exchanges pause trading after very fast moves. A halt can reopen far above or below where it stopped, jumping past your stop.

Because of this, small-cap traders size smaller, check float and filings before trading, and plan exits in advance.

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